PAGEUpdated: 3/12/2026
Methodology
How Prosper Factory evaluates brokers, platforms and investing tools: criteria, risk-first approach, and update policy.
Prosper Factory publishes educational content. We do not provide personalized investment advice.
What we evaluate
Our reviews and comparisons focus on decision criteria, not “promises”:
- Product scope: stocks/ETFs, crypto, CFDs/derivatives, leverage exposure.
- Total cost: fees, spreads, FX costs, withdrawals, inactivity fees where applicable.
- Friction: onboarding, KYC, deposits/withdrawals, support responsiveness.
- Safety basics: account security, 2FA, email hygiene, and custody tradeoffs for crypto.
- Limitations: what the product doesn’t do (or for whom it’s a bad fit).
Risk-first approach
Tools can improve execution and reduce mistakes, but they don’t remove risk.
We try to make risk explicit when a product involves:
- leverage,
- derivatives/CFDs,
- custody risk or counterparty risk,
- unclear fee structures.
How we handle claims, pricing, and updates
Products and pricing can change. We aim to:
- separate facts (features, fees as published) from opinions (fit for a use case),
- mark uncertainty when needed,
- update key pages when we detect meaningful changes.
Transparency (affiliate)
Some pages include affiliate links. If you click and later purchase or sign up, we may earn a commission at no extra cost to you.
See: Affiliate disclosure and Disclaimer.